Serve and Protect

About Us

Supported by the Ministry of Defence, Serve and Protect is a free employee benefit which aims to improve the financial resilience of the Armed Forces Community.

We encourage members of the Armed Forces to prepare for the future by helping them to save, with flexible payments straight from their pay, helping them to budget and providing a buffer for any unexpected costs.

We are also there to help our members if they ever need a loan - providing an ethical alternative to other financial providers, with loan repayments straight from their military pay.

Serve and Protect is part of Police Credit Union which currently serves over 30,000 members - including the Military, Police and Prison Service - making it one of the largest credit unions in the United Kingdom.

Join today for FREE and receive £10 to kick start your savings by quoting: PROMO19JF


  • Start saving today for FREE
  • Minimum savings £10 per month - change deduction any time
  • Your deduction will be shown on your JPA pay slip
  • Withdraw your money or close your account at any time
  • Manage your account and make withdrawals online
  • Receive a return on your savings in the form of an annual dividend (1% paid in Financial Year 2017/18)
  • Life Insurance (at no extra cost), doubles your savings balance up to a member maximum of £25,000
  • Member of the Financial Services Compensation Scheme protecting your savings up to a maximum of £85,000

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  • Quick and easy application
  • Loans of up to £25,000
  • Complete confidentiality
  • Not-for-profit organisation
  • Lending decisions based on personal circumstances and not just your credit score
  • No early repayment penalties
  • No arrangement fees
  • Life Insurance (at no extra cost), clears your loan up to a member maximum of £25,000
  • Awarded the Fairbanking award for Fixed Term loan product

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Please let us know what information that you would like to receive.